Alternative Investments

Alternative Investments

Hi there…

It looks like you found your way to our Alternative Investments page…

It is probably safe to say you wouldn’t have clicked on the page if you weren’t a little intrigued about how Alternative Investments could fit into your investment portfolio…

Now if you are like many of our other clients then alternative investing is a fairly new concept…

That’s okay…

Alternative investments are complicated and require a trained financial professional to understand where and how they fit within your overall portfolio…

For many of our business owner clients who have a significant amount of their net worth locked up in their business, alternative investing can offer non-traditional investing options to help diversify your portfolio…

In 2008, many investors had the harsh realization that their net worths and portfolios were not nearly as protected from downside risk as they thought…

Fast forward to a time where the stock market seems to reach new heights with every new news cycle…

Investment managers are discovering the old model of diversifying among stocks, bonds and cash simply aren’t working as well in today’s complex investing landscape…

At Horizon Ridge Wealth Management, our priority is to help protect you from the unexpected…

We don’t simply rely on how things “have always been done”…

Instead we stay current on different trends and explore new investment strategies to meet your needs…

Therefore, in an attempt to reduce portfolio risk and increase portfolio diversification, we may recommend some exposure to alternative investments…

Today, types of alternative investments include examples like:

  • Real Estate
  • Structured Products
  • And more

The investment committee at Horizon Ridge Wealth Management takes time to research the alternative investments available to us and assess how they may fit your needs…

We work with alternative investment issuers to understand the various complexities of each product, such as liquidity risks, return potentials, manager background, and other factors…

If we determine this is a suitable option for you, after we complete our research, we’ll ensure you feel informed and educated before making any investment decision…

 

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“Okay, but why should I care about alternative investing strategies”…

The answer is fairly complicated because there are many factors we have to consider throughout our due diligence process…

Suffice it to say part of our investment philosophy involves managing risk using key statistical measures that help our investment committee evaluate portfolio drift, asset correlations, risk-adjusted returns, and downside exposure across different markets…

Where traditional asset allocation is more susceptible to broad asset class gyrations…

Alternative investment vehicles can offer investors different risk characteristics that traditional stocks and bonds may not offer…

“But why should I work with Horizon Ridge Wealth Management”…

Well beyond the fact we work with many alternative investment issuers…

We have many years of experience reading through prospectuses, analyzing different investment characteristics, and assessing the impact of alternative investments in an investment portfolio and within a financial plan…

This is not to say other company’s are not as qualified…

But many may not include alternative investment strategies in their portfolio structure…

Furthermore, one of our co-founders has been actively working towards obtaining his Chartered Alternative Investment Analyst (CAIA) designation…

 

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“Okay, but if I study this on my own I can learn which alternative investments are the best fit for my portfolio”…

You could conduct your own research…

However, many alternative investments do not carry the same risk or return profiles that are widely accepted with traditional stock or bond investments…

Therefore you would need to learn an entirely new set of risk versus return assumptions and how they correlate, and integrate, with a traditional stock or bond portfolio…

Put another way, the Chartered Alternative Investment Analyst Association recommends their candidates invest a minimum of 200 hours per exam level…

And there are two levels each candidate needs to complete to receive the CAIA designation…

Now does that mean once someone receives the designation they are an expert in this category…

Nope…

All it means is the candidate passed rigorous training and are more versed in how to interpret different types of alternative investment strategies…

We would be remised not to mention that any type of investment viewed in a vacuum cannot be appropriately evaluated…

To appropriately evaluate any investment the analyst conducting their research needs to assess the risk and return profiles against other investments in the same peer group, against other investment strategies, and against your personal goals…

As all options are fully explored an investment manager can appropriately suggest an investment mix that aligns with all currently know variables…

 

 

Whew… that was a lot of technical jargon…

Hopefully we didn’t lose you in the weeds…

It goes without saying that we are always looking for dream clients to work with…

This is why we created an application process…

We know we are not a fit for everyone, and not everyone is a fit for us…

We also only work with a limited number of clients…

This makes it extremely important to ensure we find the right partners…

We want to work with people who want to understand how alternative investment strategies could fit in their asset mix, but need the expertise and experience of highly educated financial professionals to manage their financial affairs…

So now the only question you need to ask is…

“When do I want to start the interview process to add Horizon Ridge Wealth Management to my advisory team..?”

Apply NOW and discover if we are a match…

 

 

**Alternative Investments may not be suitable for all investors and involve special risks such as leveraging the investment, potential adverse market forces, regulatory changes and potential illiquidity.  The strategies employed in the management of alternative investments may accelerate the velocity of potential losses.

There is no guarantee that a diversified portfolio will enhance overall returns or outperform a non-diversified portfolio.  Diversification does not protect against market risk.  No strategy assures success or protects against loss.

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